Vitals
  • Total Assets
    48.5M 5.7 %
  • Total Deposits
    40.2M 10.2 %
  • Total Net Loans
    38.4M 17.1 %
  • Net Income
    324000.0000 22.3 %
  • Book Value
    6.0M 2.4 %
  • Book Value x2
    12.0M 2.4 %
  • Book Value x3
    17.9M 2.4 %
ROAA

.729

ROAE

5.554

Efficiency Ratio

77.945

Net Interest Margin

4.46

Balance Sheet Highlights
Financial Highlights One South Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 48,465 586,559
Total Net Loans 38,378 397,788
Total Deposits 40,183 483,997
Total Equity 5,981 60,775
Profitability
Net Income 324 4,381
Return on Average Assets .729 .706
Return on Average Equity 5.554 6.893
Net Interest Margin 4.46 3.553
Efficiency Ratio 77.945 74.427
Noninterest Income/Revenue 5.638 15.578
Balance Sheet Ratios
Loan-to-Deposit 95.508 80.705
Securities/Assets .01 .17
Total Equity/Total Assets .123 .104
Tangible Equity/Tangible Assets .123 .1
Capital Adequacy
Tier 1 Common Capital 5,987 55,412
Tier 1 Capital 5,987 55,855
Tier 2 Capital 456 4,271
Total Capital 6,443 60,316
Total Risk Weighted Assets 36,475 416,967
Leverage Ratio 12.31 10.155
Common Equity Tier 1 Capital Ratio 16.41 14.982
Tier 1 Capital Ratio 16.41 15.063
Total Capital Ratio 17.66 16.194

Timeline for One South Bank

One South Bank

One South Bank was established 15 years ago and is currently headquartered in Chipley, FL.

Oct 29 2008

One South Financial, Inc.

One South Financial, Inc. became a new parent organization for One South Bank.

View Profile Oct 29 2008
Relationships Role Relationship Start Relationship End
One South Financial, Inc. Parent 7/21/2011
One South Financial, Inc. Parent 10/29/2008 7/20/2011
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