Vitals
  • Total Assets
    48.7M 21.1 %
  • Total Deposits
    41.6M 27.7 %
  • Total Net Loans
    40.1M 15.7 %
  • Net Income
    655000.0000 199.1 %
  • Book Value
    4.5M 11.5 %
  • Book Value x2
    9.0M 11.5 %
  • Book Value x3
    13.5M 11.5 %
ROAA

1.452

ROAE

15.154

Efficiency Ratio

76.309

Net Interest Margin

4.843

Balance Sheet Highlights
Financial Highlights Valor Bank All Insured Commercial Banks in Oklahoma
Balance Sheet $(000)
Total Assets 48,728 202,868
Total Net Loans 40,106 137,756
Total Deposits 41,558 172,449
Total Equity 4,493 21,595
Profitability
Net Income 655 2,672
Return on Average Assets 1.452 1.261
Return on Average Equity 15.154 11.655
Net Interest Margin 4.843 4.163
Efficiency Ratio 76.309 67.201
Noninterest Income/Revenue 32.56 16.695
Balance Sheet Ratios
Loan-to-Deposit 96.506 75.305
Securities/Assets .037 .172
Total Equity/Total Assets .092 .106
Tangible Equity/Tangible Assets .091 .104
Capital Adequacy
Tier 1 Common Capital 4,459 21,413
Tier 1 Capital 4,459 21,413
Tier 2 Capital 276 1,666
Total Capital 4,735 23,103
Total Risk Weighted Assets 36,674 150,667
Leverage Ratio 9.34 10.837
Common Equity Tier 1 Capital Ratio 12.16 15.74
Tier 1 Capital Ratio 12.16 15.742
Total Capital Ratio 12.91 16.809

Timeline for Valor Bank

First Of Grandfield Corporation

First Of Grandfield Corporation became a new parent organization for Valor Bank.

View Profile Sep 30 1977

Valor Bank

Valor Bank was established 93 years ago and is currently headquartered in Grandfield, OK.

Jun 01 1930
Relationships Role Relationship Start Relationship End
First Of Grandfield Corporation Parent 9/30/1977
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