Vitals
  • Total Assets
    46.7M -7.2 %
  • Total Deposits
    42.5M -8.1 %
  • Total Net Loans
    22.5M 4.0 %
  • Net Income
    451000.0000 55.0 %
  • Book Value
    4.2M 3.4 %
  • Book Value x2
    8.4M 3.4 %
  • Book Value x3
    12.6M 3.4 %
ROAA

.947

ROAE

10.596

Efficiency Ratio

75.538

Net Interest Margin

4.195

Balance Sheet Highlights
Financial Highlights Lovelady State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 46,731 358,087
Total Net Loans 22,542 213,533
Total Deposits 42,497 308,027
Total Equity 4,209 38,740
Profitability
Net Income 451 3,845
Return on Average Assets .947 1.025
Return on Average Equity 10.596 9.415
Net Interest Margin 4.195 3.773
Efficiency Ratio 75.538 66.762
Noninterest Income/Revenue 14.595 16.375
Balance Sheet Ratios
Loan-to-Deposit 53.044 65.494
Securities/Assets .264 .214
Total Equity/Total Assets .09 .108
Tangible Equity/Tangible Assets .09 .104
Capital Adequacy
Tier 1 Common Capital 4,271 37,278
Tier 1 Capital 4,271 37,303
Tier 2 Capital 328 2,526
Total Capital 4,599 39,866
Total Risk Weighted Assets 26,955 237,367
Leverage Ratio 9.11 10.563
Common Equity Tier 1 Capital Ratio 15.84 18.073
Tier 1 Capital Ratio 15.84 18.097
Total Capital Ratio 17.06 19.169

Timeline for Lovelady State Bank

Lovelady State Bank

Lovelady State Bank was established 49 years ago and is currently headquartered in Lovelady, TX.

Nov 04 1974
Relationships Role Relationship Start Relationship End
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