Vitals
  • Total Assets
    44.4M -2.2 %
  • Total Deposits
    33.7M -1.1 %
  • Total Net Loans
    17.0M 20.5 %
  • Net Income
    755000.0000 1.1 %
  • Book Value
    10.6M -5.6 %
  • Book Value x2
    21.3M -5.6 %
  • Book Value x3
    31.9M -5.6 %
ROAA

1.676

ROAE

6.523

Efficiency Ratio

57.336

Net Interest Margin

3.044

Balance Sheet Highlights
Financial Highlights Richland State Bank All Insured Commercial Banks in South Dakota
Balance Sheet $(000)
Total Assets 44,446 288,102
Total Net Loans 16,975 198,161
Total Deposits 33,687 243,793
Total Equity 10,647 35,439
Profitability
Net Income 755 3,749
Return on Average Assets 1.676 1.217
Return on Average Equity 6.523 10.279
Net Interest Margin 3.044 3.975
Efficiency Ratio 57.336 60.916
Noninterest Income/Revenue 36.842 21.874
Balance Sheet Ratios
Loan-to-Deposit 50.39 76.007
Securities/Assets .422 .161
Total Equity/Total Assets .24 .123
Tangible Equity/Tangible Assets .24 .119
Capital Adequacy
Tier 1 Common Capital 10,527 34,164
Tier 1 Capital 10,527 34,343
Tier 2 Capital 170 2,558
Total Capital 10,697 36,899
Total Risk Weighted Assets 22,360 225,553
Leverage Ratio 23.12 11.18
Common Equity Tier 1 Capital Ratio 47.08 15.765
Tier 1 Capital Ratio 47.08 15.791
Total Capital Ratio 47.84 16.885

Timeline for Richland State Bank

Richland State Bank

Richland State Bank was established 97 years ago and is currently headquartered in Bruce, SD.

Jan 01 1927
Relationships Role Relationship Start Relationship End
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