Richland State Bank
Bruce, SD — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Richland State Bank | All Insured Commercial Banks in South Dakota |
Interest and Fees on Loans | 880 | 11,165 |
Income from Lease Financing Receivables | — | 9 |
— | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 36 |
Income on Loans and Leases (TE) | 880 | 11,237 |
Investment Interest Income (TE) | 585 | 1,143 |
Total Interest Income (TE) | 1,500 | 12,568 |
Total Interest Expense | 280 | 1,156 |
Net Interest Income (TE) | 1,220 | 11,412 |
Non-Interest Income | 875 | 3,519 |
Adjusted Operating Income (TE) | 2,095 | 15,007 |
Non-interest Expense | 1,201 | 9,017 |
Provision for Loan & Lease Losses | 40 | 665 |
Pretax Operating Income (TE) | 854 | 4,931 |
Pretax Net Operating Income (TE) | 860 | 4,991 |
Applicable Income Taxes | 31 | 989 |
Net Operating Income | 755 | 3,749 |
Net Income | 755 | 3,749 |
Cash Dividends Declared | 1,250 | 1,737 |
Retained Earnings | -495 | 1,960 |