Efficiency Ratio Over Time
Efficiency Ratio Lovelady State Bank All Insured Commercial Banks in Texas
12-31-2016 75.538 66.762
09-30-2016 71.308 66.187
06-30-2016 73.155 66.286
03-31-2016 70.905 66.484
12-31-2015 82.761 67.473
09-30-2015 80.805 67.019
06-30-2015 81.121 67.62
03-31-2015 82.783 68.379
12-31-2014 80.321 67.933
09-30-2014 80.138 67.76
06-30-2014 75.099 68.348
03-31-2014 76.267 69.161
12-31-2013 68.284 70.01
09-30-2013 63.393 69.448
06-30-2013 68.091 70.111
03-31-2013 72.066 71.168
12-31-2012 74.286 70.289
09-30-2012 73.51 69.365
06-30-2012 77.626 69.7
03-31-2012 78.367 69.836
12-31-2011 74.546 71.203
09-30-2011 73.097 70.717
06-30-2011 75.855 71.672
03-31-2011 74.677 72.166
12-31-2010 72.493 72.798
09-30-2010 67.644 71.344
06-30-2010 67.278 71.672
03-31-2010 68.134 72.124
12-31-2009 74.299 72.899
09-30-2009 71.11 71.928
06-30-2009 69.562 72.628
03-31-2009 69.563 71.399
12-31-2008 78.55 70.933
09-30-2008 76.403 69.839
06-30-2008 80 70.152
03-31-2008 87.404 69.753
12-31-2007 72.07 68.047
09-30-2007 67.843 66.762
06-30-2007 70.276 66.933
03-31-2007 67.067 66.629
12-31-2006 67.795 66.288
09-30-2006 65.158 64.993
06-30-2006 68.08 65.249
03-31-2006 72.266 65.978
12-31-2005 68.557 67.153
09-30-2005 66.629 66.756
06-30-2005 66.09 67.031
03-31-2005 65.68 67.486
12-31-2004 68.322 69.184
09-30-2004 64.7 68.305
06-30-2004 63.753 68.807
03-31-2004 64.729 69.055
12-31-2003 70.052 69.41
09-30-2003 66.376 68.526
06-30-2003 64.609 68.452
03-31-2003 65.732 68.632
12-31-2002 69.298 67.534