Valor Bank
Grandfield, OK — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Valor Bank | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 2,172 | 7,418 |
Income from Lease Financing Receivables | — | 18 |
3 | 37 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 19 |
Income on Loans and Leases (TE) | 2,174 | 7,480 |
Investment Interest Income (TE) | 52 | 972 |
Total Interest Income (TE) | 2,237 | 8,661 |
Total Interest Expense | 227 | 749 |
Net Interest Income (TE) | 2,010 | 7,866 |
Non-Interest Income | 1,080 | 1,736 |
Adjusted Operating Income (TE) | 3,090 | 9,962 |
Non-interest Expense | 2,358 | 6,544 |
Provision for Loan & Lease Losses | 58 | 343 |
Pretax Operating Income (TE) | 674 | 2,979 |
Pretax Net Operating Income (TE) | 674 | 3,057 |
Applicable Income Taxes | — | 104 |
Net Operating Income | 655 | 2,672 |
Net Income | 655 | 2,672 |
Cash Dividends Declared | 168 | 1,602 |
Retained Earnings | 487 | 1,026 |