Community Bank & Trust, S.S.B.
Beaumont, TX — Domestic Branch of a Domestic Bank
Acquired Mar 2004
Net Interest Margin Over Time
| Net Interest Margin | Community Bank & Trust, S.S.B. | All Insured Savings Banks in Texas |
| 12-31-2003 | 4.484 | 4.177 |
| 09-30-2003 | 4.576 | 4.171 |
| 06-30-2003 | 4.656 | 4.208 |
| 03-31-2003 | 4.761 | 4.264 |
| 12-31-2002 | 5.118 | 4.042 |