Vitals
  • Total Assets
    1.2B 173.5 %
  • Total Deposits
    1.0B 169.0 %
  • Total Net Loans
    871.6M 163.5 %
  • Net Income
    12.4M 310.6 %
  • Book Value
    133.2M 205.5 %
  • Book Value x2
    266.5M 205.5 %
  • Book Value x3
    399.7M 205.5 %
ROAA

1.163

ROAE

9.31

Efficiency Ratio

94.81

Net Interest Margin

4.142

Balance Sheet Highlights
Financial Highlights Pioneer Bank, Ssb All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 1,170,614 699,407
Total Net Loans 871,577 487,746
Total Deposits 1,031,681 520,110
Total Equity 133,245 100,964
Profitability
Net Income 12,442 10,708
Return on Average Assets 1.163 1.001
Return on Average Equity 9.31 8.837
Net Interest Margin 4.142 4.122
Efficiency Ratio 94.81 69.901
Noninterest Income/Revenue 10.509 22.526
Balance Sheet Ratios
Loan-to-Deposit 84.481 87.04
Securities/Assets .07 .148
Total Equity/Total Assets .114 .144
Tangible Equity/Tangible Assets .112 .13
Capital Adequacy
Tier 1 Common Capital 98,513 94,270
Tier 1 Capital 98,513 94,270
Tier 2 Capital 7,901 4,738
Total Capital 106,414 99,006
Total Risk Weighted Assets 969,680 501,775
Leverage Ratio 8.87 11.157
Common Equity Tier 1 Capital Ratio 10.16 17.175
Tier 1 Capital Ratio 10.16 17.194
Total Capital Ratio 10.97 18.145

Timeline for Pioneer Bank, Ssb

First Community Bank, National Association

Acquisition: Pioneer Bank, Ssb acquired a new subsidiary, First Community Bank, National Association, 8 years

View Profile Mar 01 2016

Union State Bank

Acquisition: Pioneer Bank, Ssb acquired a new subsidiary, Union State Bank, 9 years

View Profile May 31 2014

Pioneer Bancshares, Inc.

Pioneer Bancshares, Inc. became a new parent organization for Pioneer Bank, Ssb.

View Profile Jul 19 2013

La Grange Bancshares, Incorporated

Acquisition: Pioneer Bank, Ssb acquired a new subsidiary, La Grange Bancshares, Incorporated , 11 years

View Profile Sep 21 2012

Colorado Valley Bank,Ssb

Acquisition: Pioneer Bank, Ssb acquired a new subsidiary, Colorado Valley Bank,Ssb, 11 years

View Profile Sep 21 2012

Want to see more?

Complete timeline for Pioneer Bank, Ssb is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank, National Association Seller 650,984 Acquisition Discontinued 3/1/2016
Union State Bank Seller 38,407 Acquisition Discontinued 5/31/2014
La Grange Bancshares, Incorporated Seller Acquisition Discontinued 9/21/2012
Colorado Valley Bank,Ssb Seller 27,736 Acquisition Discontinued 9/21/2012
Relationships Role Relationship Start Relationship End
Pioneer Bancshares, Inc. Parent 7/19/2013
Professional Capital, Inc. Parent 5/14/2007 9/6/2010
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