Vitals
  • Total Assets
    1.2B 2.5 %
  • Total Deposits
    1.1B 4.1 %
  • Total Net Loans
    760.8M 3.7 %
  • Net Income
    4.1M 135.5 %
  • Book Value
    112.8M 0.6 %
  • Book Value x2
    225.5M 0.6 %
  • Book Value x3
    338.3M 0.6 %
ROAA

.327

ROAE

3.636

Efficiency Ratio

79.672

Net Interest Margin

2.935

Balance Sheet Highlights
Financial Highlights Pcsb Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 1,241,106 1,351,752
Total Net Loans 760,757 1,018,087
Total Deposits 1,115,373 1,024,500
Total Equity 112,777 162,846
Profitability
Net Income 4,071 8,523
Return on Average Assets .327 .459
Return on Average Equity 3.636 3.522
Net Interest Margin 2.935 3.356
Efficiency Ratio 79.672 79.875
Noninterest Income/Revenue 8.478 13.416
Balance Sheet Ratios
Loan-to-Deposit 68.207 92.451
Securities/Assets .301 .086
Total Equity/Total Assets .091 .12
Tangible Equity/Tangible Assets .085 .112
Capital Adequacy
Tier 1 Common Capital 114,564 151,871
Tier 1 Capital 114,564 151,871
Tier 2 Capital 4,628 7,542
Total Capital 119,192 159,397
Total Risk Weighted Assets 815,544 882,895
Leverage Ratio 9.28 12.276
Common Equity Tier 1 Capital Ratio 14.05 19.264
Tier 1 Capital Ratio 14.05 19.264
Total Capital Ratio 14.62 20.219

Timeline for Pcsb Bank

Cms Bank

Acquisition: Pcsb Bank acquired a new subsidiary, Cms Bank, 9 years

View Profile Apr 29 2015

Cms Bancorp, Inc.

Acquisition: Pcsb Bank acquired a new subsidiary, Cms Bancorp, Inc. , 9 years

View Profile Apr 29 2015

Pcsb Bank

Pcsb Bank became a new parent organization for Pcsb Bank.

View Profile Jun 14 2002

Pcsb Bank

Pcsb Bank became a new subsidiary organization for Pcsb Bank.

View Profile Jun 14 2002

Pcsb Bank

Pcsb Bank was established 153 years ago and is currently headquartered in Brewster, NY.

Jan 01 1871
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cms Bank Seller 266,649 Acquisition Discontinued 4/29/2015
Cms Bancorp, Inc. Seller Acquisition Discontinued 4/29/2015
Relationships Role Relationship Start Relationship End
Pcsb Bank Parent 6/14/2002
Pcsb Bank Subsidary 6/14/2002
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