Community Bank & Trust, S.S.B.
Beaumont, TX — Domestic Branch of a Domestic Bank
Acquired Mar 2004
Tier 1 Capital Ratio Over Time
| Tier 1 Capital Ratio | Community Bank & Trust, S.S.B. | All Insured Savings Banks in Texas |
| 12-31-2003 | 9.13 | 14.66 |
| 09-30-2003 | 10.66 | 14.688 |
| 06-30-2003 | 11.22 | 15.035 |
| 03-31-2003 | 11.44 | 14.7 |
| 12-31-2002 | 11.49 | 15.621 |