Efficiency Ratio Over Time
Efficiency Ratio Community Bank & Trust, S.S.B. All Insured Savings Banks in Texas
12-31-2003 61.63 70.486
09-30-2003 59.796 68.227
06-30-2003 59.73 68.067
03-31-2003 59.674 70.319
12-31-2002 58.203 69.366