Vitals
  • Total Assets
    416.5M 56.1 %
  • Total Deposits
    340.9M 70.3 %
  • Total Net Loans
    342.3M 59.8 %
  • Net Income
    2.2M -16.6 %
  • Book Value
    42.0M 47.0 %
  • Book Value x2
    84.0M 47.0 %
  • Book Value x3
    126.0M 47.0 %
ROAA

.532

ROAE

5.27

Efficiency Ratio

69.08

Net Interest Margin

2.81

Balance Sheet Highlights
Financial Highlights Blue Ridge Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 416,525 858,303
Total Net Loans 342,271 607,607
Total Deposits 340,949 699,932
Total Equity 42,014 97,657
Profitability
Net Income 2,214 7,896
Return on Average Assets .532 .794
Return on Average Equity 5.27 6.983
Net Interest Margin 2.81 3.805
Efficiency Ratio 69.08 71.157
Noninterest Income/Revenue 15.625 16.327
Balance Sheet Ratios
Loan-to-Deposit 100.388 84.705
Securities/Assets .093 .136
Total Equity/Total Assets .101 .114
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 39,887 87,521
Tier 1 Capital 39,887 87,589
Tier 2 Capital 2,013 6,159
Total Capital 41,900 93,977
Total Risk Weighted Assets 296,868 657,024
Leverage Ratio 9.63 10.765
Common Equity Tier 1 Capital Ratio 13.44 14.768
Tier 1 Capital Ratio 13.44 14.769
Total Capital Ratio 14.11 15.893

Timeline for Blue Ridge Bank

River Community Bank, National Association

Acquisition: Blue Ridge Bank acquired a new subsidiary, River Community Bank, National Association, 7 years

View Profile Dec 10 2016

Blue Ridge Bankshares, Inc.

Blue Ridge Bankshares, Inc. became a new parent organization for Blue Ridge Bank.

View Profile Jan 31 1989

Blue Ridge Bank

Blue Ridge Bank was established 131 years ago and is currently headquartered in Luray, VA.

Apr 14 1893
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
River Community Bank, National Association Seller 115,735 Pooling of Interests Discontinued 12/10/2016
Relationships Role Relationship Start Relationship End
Blue Ridge Bankshares, Inc. Parent 1/31/1989
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