Vitals
  • Total Assets
    300.2M -0.1 %
  • Total Deposits
    274.8M 0.4 %
  • Total Net Loans
    127.1M 6.8 %
  • Net Income
    3.9M 2.9 %
  • Book Value
    24.3M -5.1 %
  • Book Value x2
    48.7M -5.1 %
  • Book Value x3
    73.0M -5.1 %
ROAA

1.325

ROAE

14.652

Efficiency Ratio

61.976

Net Interest Margin

3.252

Balance Sheet Highlights
Financial Highlights First Option Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 300,185 161,058
Total Net Loans 127,116 97,183
Total Deposits 274,822 131,657
Total Equity 24,336 18,008
Profitability
Net Income 3,864 1,663
Return on Average Assets 1.325 .954
Return on Average Equity 14.652 8.443
Net Interest Margin 3.252 3.683
Efficiency Ratio 61.976 68.374
Noninterest Income/Revenue 26.42 15.013
Balance Sheet Ratios
Loan-to-Deposit 46.254 72.321
Securities/Assets .491 .241
Total Equity/Total Assets .081 .112
Tangible Equity/Tangible Assets .081 .109
Capital Adequacy
Tier 1 Common Capital 25,338 17,454
Tier 1 Capital 25,338 17,457
Tier 2 Capital 1,582 1,279
Total Capital 26,920 18,771
Total Risk Weighted Assets 129,554 112,595
Leverage Ratio 8.81 11.048
Common Equity Tier 1 Capital Ratio 19.56 16.94
Tier 1 Capital Ratio 19.56 16.949
Total Capital Ratio 20.78 18.109

Timeline for First Option Bank

Fnb Investment Center, Inc.

Fnb Investment Center, Inc. became a new subsidiary organization for First Option Bank.

View Profile Jul 01 1996

Osawatomie Agency, Inc., The

Osawatomie Agency, Inc., The became a new parent organization for First Option Bank.

View Profile Dec 31 1970

First Option Bank

First Option Bank was established 100 years ago and is currently headquartered in Osawatomie, KS.

Sep 06 1923
Relationships Role Relationship Start Relationship End
Osawatomie Agency, Inc., The Parent 12/31/1996
Osawatomie Agency, Inc., The Parent 12/31/1982 12/30/1996
Osawatomie Agency, Inc., The Parent 12/31/1981 12/30/1982
Osawatomie Agency, Inc., The Parent 12/31/1970 12/30/1981
Fnb Investment Center, Inc. Subsidary 7/1/1996 8/31/2001
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