Vitals
  • Total Assets
    290.1M -4.1 %
  • Total Deposits
    245.8M -7.4 %
  • Total Net Loans
    64.8M 12.4 %
  • Net Income
    3.3M -9.7 %
  • Book Value
    26.8M -13.3 %
  • Book Value x2
    53.6M -13.3 %
  • Book Value x3
    80.4M -13.3 %
ROAA

1.145

ROAE

10.194

Efficiency Ratio

61.547

Net Interest Margin

3.357

Balance Sheet Highlights
Financial Highlights Lea County State Bank All Insured Commercial Banks in New Mexico
Balance Sheet $(000)
Total Assets 290,082 339,861
Total Net Loans 64,799 173,600
Total Deposits 245,816 292,057
Total Equity 26,800 32,782
Profitability
Net Income 3,338 4,263
Return on Average Assets 1.145 1.173
Return on Average Equity 10.194 11.107
Net Interest Margin 3.357 3.853
Efficiency Ratio 61.547 66.802
Noninterest Income/Revenue 18.139 16.429
Balance Sheet Ratios
Loan-to-Deposit 26.361 55.841
Securities/Assets .713 .309
Total Equity/Total Assets .092 .096
Tangible Equity/Tangible Assets .092 .094
Capital Adequacy
Tier 1 Common Capital 29,700 32,911
Tier 1 Capital 29,700 32,911
Tier 2 Capital 773 2,368
Total Capital 30,473 35,303
Total Risk Weighted Assets 130,612 207,548
Leverage Ratio 10.36 10.492
Common Equity Tier 1 Capital Ratio 22.74 19.329
Tier 1 Capital Ratio 22.74 19.329
Total Capital Ratio 23.33 20.505

Timeline for Lea County State Bank

Bank Direct Financial Services Corporation

Bank Direct Financial Services Corporation became a new subsidiary organization for Lea County State Bank.

View Profile Jan 14 2000

Lea County Bancshares, Inc.

Lea County Bancshares, Inc. became a new parent organization for Lea County State Bank.

View Profile Jan 11 1994

First Interstate Bancorp

First Interstate Bancorp became a new parent organization for Lea County State Bank.

View Profile Jul 01 1958

Lea County State Bank

Lea County State Bank was established 96 years ago and is currently headquartered in Hobbs, NM.

Jan 01 1928
Relationships Role Relationship Start Relationship End
Lea County Bancshares, Inc. Parent 1/11/1994
First Interstate Bancorp Parent 12/31/1981 5/15/1991
First Interstate Bancorp Parent 3/31/1965 12/30/1981
First Interstate Bancorp Parent 7/1/1958 3/30/1965
Bank Direct Financial Services Corporation Subsidary 1/14/2000 3/28/2000
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