Vitals
  • Total Assets
    295.9M -5.9 %
  • Total Deposits
    248.5M -6.5 %
  • Total Net Loans
    180.6M -5.0 %
  • Net Income
    5.1M -15.9 %
  • Book Value
    27.8M -3.1 %
  • Book Value x2
    55.6M -3.1 %
  • Book Value x3
    83.4M -3.1 %
ROAA

1.71

ROAE

17.399

Efficiency Ratio

59.125

Net Interest Margin

3.539

Balance Sheet Highlights
Financial Highlights First Citizens Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 295,948 275,102
Total Net Loans 180,563 177,820
Total Deposits 248,481 227,063
Total Equity 27,814 30,287
Profitability
Net Income 5,075 2,592
Return on Average Assets 1.71 .944
Return on Average Equity 17.399 8.074
Net Interest Margin 3.539 3.847
Efficiency Ratio 59.125 70.925
Noninterest Income/Revenue 45.818 17.219
Balance Sheet Ratios
Loan-to-Deposit 72.667 76.952
Securities/Assets .24 .219
Total Equity/Total Assets .094 .11
Tangible Equity/Tangible Assets .094 .107
Capital Adequacy
Tier 1 Common Capital 28,324 29,354
Tier 1 Capital 28,324 29,354
Tier 2 Capital 1,266 2,092
Total Capital 29,590 31,454
Total Risk Weighted Assets 208,922 190,479
Leverage Ratio 9.76 11.285
Common Equity Tier 1 Capital Ratio 13.56 17.115
Tier 1 Capital Ratio 13.56 17.115
Total Capital Ratio 14.16 18.174

Timeline for First Citizens Bank

Hbj Properties, Llc

Hbj Properties, Llc became a new subsidiary organization for First Citizens Bank.

View Profile Mar 09 2012

Financial National Electronic Transfer, Inc.

Acquisition: First Citizens Bank acquired a new subsidiary, Financial National Electronic Transfer, Inc. , 19 years

View Profile Dec 31 2004

Financial National Electronic Transfer, Inc.

Financial National Electronic Transfer, Inc. became a new subsidiary organization for First Citizens Bank.

View Profile Oct 08 2004

Eh Properties

Eh Properties became a new subsidiary organization for First Citizens Bank.

View Profile Aug 29 2003

Farmers Capital Bank Corporation

Farmers Capital Bank Corporation became a new parent organization for First Citizens Bank.

View Profile Mar 28 1986

Want to see more?

Complete timeline for First Citizens Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Financial National Electronic Transfer, Inc. Seller Pooling of Interests Discontinued 12/31/2004
Relationships Role Relationship Start Relationship End
Farmers Capital Bank Corporation Parent 12/31/1989
Farmers Capital Bank Corporation Parent 3/28/1986 12/30/1989
Elizabethtown Bancshares, Inc. Parent 2/11/1980 7/27/1983
Hbj Properties, Llc Subsidary 3/9/2012
Eh Properties Subsidary 8/29/2003 1/12/2007
Financial National Electronic Transfer, Inc. Subsidary 10/8/2004 12/30/2004
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