First Citizens Bank
Elizabethtown, KY — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First Citizens Bank | All Insured Commercial Banks in Kentucky |
| 12-31-2016 | 3.539 | 3.847 |
| 09-30-2016 | 3.533 | 3.839 |
| 06-30-2016 | 3.556 | 3.83 |
| 03-31-2016 | 3.554 | 3.835 |
| 12-31-2015 | 3.588 | 3.854 |
| 09-30-2015 | 3.594 | 3.835 |
| 06-30-2015 | 3.524 | 3.805 |
| 03-31-2015 | 3.54 | 3.782 |
| 12-31-2014 | 3.641 | 3.876 |
| 09-30-2014 | 3.645 | 3.873 |
| 06-30-2014 | 3.641 | 3.849 |
| 03-31-2014 | 3.58 | 3.818 |
| 12-31-2013 | 3.844 | 3.896 |
| 09-30-2013 | 3.873 | 3.885 |
| 06-30-2013 | 3.893 | 3.859 |
| 03-31-2013 | 3.904 | 3.815 |
| 12-31-2012 | 3.911 | 3.961 |
| 09-30-2012 | 3.879 | 3.975 |
| 06-30-2012 | 3.778 | 3.973 |
| 03-31-2012 | 3.58 | 3.983 |
| 12-31-2011 | 3.486 | 4.042 |
| 09-30-2011 | 3.511 | 4.042 |
| 06-30-2011 | 3.493 | 4.015 |
| 03-31-2011 | 3.389 | 3.967 |
| 12-31-2010 | 3.197 | 3.993 |
| 09-30-2010 | 3.126 | 3.984 |
| 06-30-2010 | 3.036 | 3.944 |
| 03-31-2010 | 3.088 | 3.9 |
| 12-31-2009 | 2.806 | 3.898 |
| 09-30-2009 | 2.948 | 3.888 |
| 06-30-2009 | 2.935 | 3.871 |
| 03-31-2009 | 2.953 | 3.873 |
| 12-31-2008 | 3.401 | 3.965 |
| 09-30-2008 | 3.295 | 3.942 |
| 06-30-2008 | 3.644 | 3.916 |
| 03-31-2008 | 3.656 | 3.902 |
| 12-31-2007 | 3.794 | 4.06 |
| 09-30-2007 | 3.822 | 4.06 |
| 06-30-2007 | 3.818 | 4.061 |
| 03-31-2007 | 3.779 | 4.034 |
| 12-31-2006 | 3.875 | 4.178 |
| 09-30-2006 | 3.871 | 4.194 |
| 06-30-2006 | 3.851 | 4.174 |
| 03-31-2006 | 3.811 | 4.128 |
| 12-31-2005 | 3.648 | 4.154 |
| 09-30-2005 | 3.609 | 4.143 |
| 06-30-2005 | 3.552 | 4.12 |
| 03-31-2005 | 3.445 | 4.084 |
| 12-31-2004 | 3.165 | 4.13 |
| 09-30-2004 | 3.175 | 4.099 |
| 06-30-2004 | 3.079 | 4.081 |
| 03-31-2004 | 3.074 | 4.077 |
| 12-31-2003 | 3.035 | 4.064 |
| 09-30-2003 | 3.081 | 4.044 |
| 06-30-2003 | 3.207 | 4.039 |
| 03-31-2003 | 3.635 | 4.05 |
| 12-31-2002 | 3.598 | 4.146 |