Vitals
  • Total Assets
    302.0M 7.7 %
  • Total Deposits
    260.8M 8.1 %
  • Total Net Loans
    215.6M 3.8 %
  • Net Income
    3.0M 9.3 %
  • Book Value
    36.6M 5.0 %
  • Book Value x2
    73.2M 5.0 %
  • Book Value x3
    109.8M 5.0 %
ROAA

1.047

ROAE

8.494

Efficiency Ratio

55.499

Net Interest Margin

3.972

Balance Sheet Highlights
Financial Highlights Alden State Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 302,006 1,637,033
Total Net Loans 215,579 1,047,955
Total Deposits 260,785 1,296,950
Total Equity 36,601 187,165
Profitability
Net Income 3,035 13,254
Return on Average Assets 1.047 .773
Return on Average Equity 8.494 7.506
Net Interest Margin 3.972 3.19
Efficiency Ratio 55.499 65.064
Noninterest Income/Revenue 12.139 18.239
Balance Sheet Ratios
Loan-to-Deposit 82.665 73.986
Securities/Assets .194 .167
Total Equity/Total Assets .121 .114
Tangible Equity/Tangible Assets .121 .109
Capital Adequacy
Tier 1 Common Capital 36,601 154,500
Tier 1 Capital 36,601 155,066
Tier 2 Capital 2,579 9,750
Total Capital 39,180 168,084
Total Risk Weighted Assets 206,276 1,138,832
Leverage Ratio 12.12 10.188
Common Equity Tier 1 Capital Ratio 17.74 16.458
Tier 1 Capital Ratio 17.74 16.551
Total Capital Ratio 18.99 17.647

Timeline for Alden State Bank

Alden State Bank

Alden State Bank was established 107 years ago and is currently headquartered in Alden, NY.

Oct 05 1916
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Grundy Bank
 		Morris IL 294.7M
First Option Bank
 		Osawatomie KS 289.4M
Lea County State Bank
 		Hobbs NM 289.1M
First Citizens Bank
 		Elizabethtown KY 293.9M
Premier Bank
 		Dubuque IA 288.2M
Blue Ridge Bank
 		Luray VA 296.4M
The Union State Bank
 		Arkansas City KS 291.5M
Farmers And Merchants Bank
 		Baldwyn MS 304.5M
First Montana Bank, Inc.
 		Libby MT 300.4M
Community Bank And Trust
 		Neosho MO 306.4M