Vitals
  • Total Assets
    315.2M 2.7 %
  • Total Deposits
    274.1M 1.0 %
  • Total Net Loans
    149.8M -0.1 %
  • Net Income
    2.3M -17.5 %
  • Book Value
    26.0M 8.3 %
  • Book Value x2
    52.0M 8.3 %
  • Book Value x3
    78.0M 8.3 %
ROAA

.746

ROAE

9.058

Efficiency Ratio

82.786

Net Interest Margin

3.067

Balance Sheet Highlights
Financial Highlights Community Bank And Trust All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 315,151 258,416
Total Net Loans 149,845 178,998
Total Deposits 274,061 217,087
Total Equity 26,010 28,107
Profitability
Net Income 2,300 2,724
Return on Average Assets .746 1.016
Return on Average Equity 9.058 9.475
Net Interest Margin 3.067 3.745
Efficiency Ratio 82.786 67.758
Noninterest Income/Revenue 39.143 16.937
Balance Sheet Ratios
Loan-to-Deposit 54.676 78.741
Securities/Assets .228 .158
Total Equity/Total Assets .083 .109
Tangible Equity/Tangible Assets .076 .106
Capital Adequacy
Tier 1 Common Capital 23,598 27,011
Tier 1 Capital 23,598 27,012
Tier 2 Capital 1,749 2,220
Total Capital 25,347 29,258
Total Risk Weighted Assets 179,820 195,723
Leverage Ratio 7.69 10.472
Common Equity Tier 1 Capital Ratio 13.12 14.947
Tier 1 Capital Ratio 13.12 14.954
Total Capital Ratio 14.1 16.077

Timeline for Community Bank And Trust

Citizens State Bank In Galena

Acquisition: Community Bank And Trust acquired a new subsidiary, Citizens State Bank In Galena, 26 years

View Profile Sep 05 1997

Diamond Bank

Acquisition: Community Bank And Trust acquired a new subsidiary, Diamond Bank, 27 years

View Profile Apr 18 1997

State Bank Of Seneca

Acquisition: Community Bank And Trust acquired a new subsidiary, State Bank Of Seneca, 28 years

View Profile May 19 1995

Community Bancshares Mortgage Co.

Community Bancshares Mortgage Co. became a new parent organization for Community Bank And Trust.

View Profile May 19 1995

The Anderson State Bank

Acquisition: Community Bank And Trust acquired a new subsidiary, The Anderson State Bank, 31 years

View Profile Feb 12 1993

Want to see more?

Complete timeline for Community Bank And Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens State Bank In Galena Seller 18,315 Acquisition Discontinued 9/5/1997
Diamond Bank Seller 19,421 Acquisition Discontinued 4/18/1997
State Bank Of Seneca Seller 20,592 Acquisition Discontinued 5/19/1995
The Anderson State Bank Seller 23,591 Discontinued 2/12/1993
The Citizens' State Bank Of Granby Seller 12,590 Discontinued 2/12/1993
Relationships Role Relationship Start Relationship End
Community Bancshares, Inc. Parent 7/17/1997
Community Bancshares Mortgage Co. Parent 7/31/1996 7/16/1997
Community Bancshares, Inc. Parent 7/31/1996 7/16/1997
Community Bancshares Mortgage Co. Parent 5/19/1995 7/30/1996
Community Bancshares, Inc. Parent 5/19/1995 7/30/1996
Community Bancshares, Inc. Parent 2/12/1993 5/18/1995
Neosho Bancshares, Inc. Parent 1/3/1983 2/11/1993
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