Farmers And Merchants Bank Financial Statements & Health Reports

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ROAA

1.112

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	Farmers And Merchants Bank	All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets	295,966	525,484
Total Net Loans	161,247	348,104
Total Deposits	251,082	440,088
Total Equity	40,693	60,485
Profitability
Net Income	3,371	5,177
Return on Average Assets	1.112	.911
Return on Average Equity	8.096	8.357
Net Interest Margin	4.916	3.971
Efficiency Ratio	69.27	70.327
Noninterest Income/Revenue	20.834	22.171
Balance Sheet Ratios
Loan-to-Deposit	64.221	71.665
Securities/Assets	.325	.197
Total Equity/Total Assets	.137	.115
Tangible Equity/Tangible Assets	.135	.102
Capital Adequacy
Tier 1 Common Capital	40,182	52,498
Tier 1 Capital	40,182	52,598
Tier 2 Capital	2,431	3,510
Total Capital	42,613	56,103
Total Risk Weighted Assets	193,478	380,206
Leverage Ratio	13.36	10.71
Common Equity Tier 1 Capital Ratio	20.77	16.284
Tier 1 Capital Ratio	20.77	16.342
Total Capital Ratio	22.02	17.377

Acquisition: Farmers And Merchants Bank acquired a new subsidiary, Security Federal Savings And Loan Association, 30 years

View Profile Apr 16 1994

Farmers And Merchants Bank was established 83 years ago and is currently headquartered in Baldwyn, MS.

Mar 10 1941

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Security Federal Savings And Loan Association	Seller	162,511		Failure	4/16/1994

Relationships	Role	Relationship Start	Relationship End

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