First Option Bank
Osawatomie, KS — State Member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | First Option Bank | All Insured Commercial Banks in Kansas |
| 12-31-2016 | 3.252 | 3.683 |
| 09-30-2016 | 3.218 | 3.692 |
| 06-30-2016 | 3.174 | 3.681 |
| 03-31-2016 | 3.114 | 3.692 |
| 12-31-2015 | 3.303 | 3.652 |
| 09-30-2015 | 3.295 | 3.63 |
| 06-30-2015 | 3.136 | 3.6 |
| 03-31-2015 | 3.261 | 3.569 |
| 12-31-2014 | 3.373 | 3.617 |
| 09-30-2014 | 3.357 | 3.603 |
| 06-30-2014 | 3.356 | 3.577 |
| 03-31-2014 | 3.34 | 3.547 |
| 12-31-2013 | 3.506 | 3.556 |
| 09-30-2013 | 3.515 | 3.537 |
| 06-30-2013 | 3.515 | 3.507 |
| 03-31-2013 | 3.518 | 3.477 |
| 12-31-2012 | 3.815 | 3.704 |
| 09-30-2012 | 3.846 | 3.722 |
| 06-30-2012 | 3.889 | 3.726 |
| 03-31-2012 | 3.961 | 3.718 |
| 12-31-2011 | 4.038 | 3.876 |
| 09-30-2011 | 4 | 3.876 |
| 06-30-2011 | 3.961 | 3.828 |
| 03-31-2011 | 3.99 | 3.77 |
| 12-31-2010 | 4.003 | 3.908 |
| 09-30-2010 | 4.01 | 3.901 |
| 06-30-2010 | 3.948 | 3.881 |
| 03-31-2010 | 3.875 | 3.857 |
| 12-31-2009 | 4.314 | 3.978 |
| 09-30-2009 | 4.292 | 3.968 |
| 06-30-2009 | 4.24 | 3.958 |
| 03-31-2009 | 4.286 | 3.937 |
| 12-31-2008 | 4.148 | 4.053 |
| 09-30-2008 | 3.898 | 4.057 |
| 06-30-2008 | 3.786 | 4.061 |
| 03-31-2008 | 3.719 | 4.055 |
| 12-31-2007 | 3.872 | 4.166 |
| 09-30-2007 | 3.906 | 4.151 |
| 06-30-2007 | 3.911 | 4.15 |
| 03-31-2007 | 3.922 | 4.124 |
| 12-31-2006 | 4.216 | 4.194 |
| 09-30-2006 | 4.232 | 4.181 |
| 06-30-2006 | 4.261 | 4.159 |
| 03-31-2006 | 4.292 | 4.12 |
| 12-31-2005 | 4.215 | 4.137 |
| 09-30-2005 | 4.233 | 4.111 |
| 06-30-2005 | 4.256 | 4.073 |
| 03-31-2005 | 4.32 | 4.024 |
| 12-31-2004 | 4.436 | 4.061 |
| 09-30-2004 | 4.445 | 4.038 |
| 06-30-2004 | 4.401 | 4.02 |
| 03-31-2004 | 4.451 | 3.998 |
| 12-31-2003 | 4.686 | 4.085 |
| 09-30-2003 | 4.753 | 4.088 |
| 06-30-2003 | 4.828 | 4.097 |
| 03-31-2003 | 4.876 | 4.087 |
| 12-31-2002 | 4.741 | 4.272 |