First Option Bank
Osawatomie, KS — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Option Bank | All Insured Commercial Banks in Kansas |
Interest and Fees on Loans | 5,894 | 4,851 |
Income from Lease Financing Receivables | 100 | 18 |
101 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 52 | 11 |
Income on Loans and Leases (TE) | 6,046 | 4,908 |
Investment Interest Income (TE) | 4,076 | 1,053 |
Total Interest Income (TE) | 10,157 | 6,154 |
Total Interest Expense | 941 | 615 |
Net Interest Income (TE) | 9,216 | 5,498 |
Non-Interest Income | 3,647 | 1,087 |
Adjusted Operating Income (TE) | 12,863 | 6,741 |
Non-interest Expense | 7,972 | 4,308 |
Provision for Loan & Lease Losses | 60 | 167 |
Pretax Operating Income (TE) | 4,831 | 2,119 |
Pretax Net Operating Income (TE) | 4,913 | 2,180 |
Applicable Income Taxes | 160 | 271 |
Net Operating Income | 3,864 | 1,662 |
Net Income | 3,864 | 1,663 |
Cash Dividends Declared | 3,151 | 923 |
Retained Earnings | 713 | 659 |