Blue Ridge Bank
Luray, VA — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Blue Ridge Bank | All Insured Commercial Banks in Virginia |
Interest and Fees on Loans | 12,211 | 27,504 |
Income from Lease Financing Receivables | — | 0 |
169 | 210 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 87 | 103 |
Income on Loans and Leases (TE) | 12,298 | 27,695 |
Investment Interest Income (TE) | 1,120 | 3,362 |
Total Interest Income (TE) | 13,576 | 31,612 |
Total Interest Expense | 2,339 | 3,609 |
Net Interest Income (TE) | 11,237 | 27,533 |
Non-Interest Income | 2,514 | 6,168 |
Adjusted Operating Income (TE) | 13,751 | 34,154 |
Non-interest Expense | 9,499 | 22,095 |
Provision for Loan & Lease Losses | 926 | 1,171 |
Pretax Operating Income (TE) | 3,326 | 10,243 |
Pretax Net Operating Income (TE) | 3,326 | 10,425 |
Applicable Income Taxes | 880 | 2,728 |
Net Operating Income | 2,214 | 7,993 |
Net Income | 2,214 | 7,896 |
Cash Dividends Declared | 1,623 | 2,915 |
Retained Earnings | 591 | 3,997 |