Vitals
  • Total Assets
    895.0M -4.6 %
  • Total Deposits
    742.5M -5.8 %
  • Total Net Loans
    483.9M -14.9 %
  • Net Income
    825000.0000 -55.5 %
  • Book Value
    73.3M 0.1 %
  • Book Value x2
    146.6M 0.1 %
  • Book Value x3
    219.8M 0.1 %
ROAA

.375

ROAE

4.488

Efficiency Ratio

78.183

Net Interest Margin

3.344

Balance Sheet Highlights
Financial Highlights Wilber National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 894,996 1,001,470
Total Net Loans 483,852 540,097
Total Deposits 742,495 782,876
Total Equity 73,345 115,564
Profitability
Net Income 825 1,752
Return on Average Assets .375 .693
Return on Average Equity 4.488 6.519
Net Interest Margin 3.344 3.491
Efficiency Ratio 78.183 69.754
Noninterest Income/Revenue 15.292 20.204
Balance Sheet Ratios
Loan-to-Deposit 65.166 64.654
Securities/Assets .332 .2
Total Equity/Total Assets .082 .115
Tangible Equity/Tangible Assets .077 .11
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 74,349 105,728
Tier 2 Capital 6,668 7,564
Total Capital 81,017 113,904
Total Risk Weighted Assets 530,340 645,190
Leverage Ratio 8.5 10.481
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.02 18.533
Total Capital Ratio 15.28 19.694

Timeline for Wilber National Bank

Community Bank, National Association

Wilber National Bank was acquired by Community Bank, National Association 13 years

View Profile Apr 09 2011

Provantage Funding Corporation

Acquisition: Wilber National Bank acquired a new subsidiary, Provantage Funding Corporation , 15 years

View Profile Aug 01 2008

Mang-Wilber, Llc

Mang-Wilber, Llc became a new subsidiary organization for Wilber National Bank.

View Profile Dec 29 2000

Wilbernet.Net, Llc

Wilbernet.Net, Llc became a new subsidiary organization for Wilber National Bank.

View Profile Dec 01 2000

Wilber Reit, Inc.

Wilber Reit, Inc. became a new subsidiary organization for Wilber National Bank.

View Profile Mar 17 1998

Want to see more?

Complete timeline for Wilber National Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Bank, National Association Buyer 8,666,604 Acquisition Discontinued 4/9/2011
Provantage Funding Corporation Seller Pooling of Interests Discontinued 8/1/2008
The First National Bank Of Downsville Seller 60,227 Discontinued 1/1/1994
The First National Bank Of Morris Seller Discontinued 2/13/1973
Relationships Role Relationship Start Relationship End
Wilber Corporation, The Parent 4/28/1983 4/8/2011
Wilber Reit, Inc. Subsidary 6/30/2007 4/8/2011
Mang-Wilber, Llc Subsidary 12/29/2000 6/27/2008
Wilber Reit, Inc. Subsidary 3/17/1998 6/29/2007
Wilbernet.Net, Llc Subsidary 12/1/2000 12/31/2001
Western Catskill Realty, Llc Subsidary 12/12/1997 8/31/2001
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