Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio Wilber National Bank All Insured Commercial Banks in New York
03-31-2011 14.02 18.533
12-31-2010 13.22 18.688
09-30-2010 13.06 18.147
06-30-2010 12.47 18.172
03-31-2010 11.87 18.082
12-31-2009 11.46 18.343
09-30-2009 11.05 17.981
06-30-2009 10.23 19.155
03-31-2009 9.76 18.485
12-31-2008 10.19 19.695
09-30-2008 10.44 19.115
06-30-2008 10.38 20.993
03-31-2008 11.17 21.465
12-31-2007 11.59 19.916
09-30-2007 11.62 21.594
06-30-2007 11.81 21.358
03-31-2007 11.91 22.83
12-31-2006 11.95 20.636
09-30-2006 11.88 21.371
06-30-2006 11.74 21.348
03-31-2006 12.73 20.533
12-31-2005 12.58 20.6
09-30-2005 12.6 18.973
06-30-2005 12.19 19.209
03-31-2005 12.08 19.008
12-31-2004 12.59 19.873
09-30-2004 12.75 19.446
06-30-2004 12.76 18.26
03-31-2004 12.75 17.476
12-31-2003 12.63 17.464
09-30-2003 12.67 17.431
06-30-2003 12.79 17.778
03-31-2003 12.68 17.699
12-31-2002 12.94 18.347