Assets
Liabilities
Assets Wilber National Bank All Insured Commercial Banks in New York
Total Assets 894,995,000 775,335,826
Loans & Leases 483,851,000 468,857,266
Real Estate Loans 373,075 324,230
Commercial Loans 53,067 111,150
Individual Loans 49,631 25,510
Agricultural Loans 168 415
Other Loans and Leases in Domestic and Foreign Offices 17,594 15,999
Loan and Lease Allowance (9,684) (8,269)
Unearned Income on Loans — (178)
Securities 297,293,000 187,072,229
U.S. Treasury and Agency Securities 278,602 135,386
Municipal Securities 16,816 27,583
Foreign Debt Securities — 1,477
All Other Securities 1,875 22,626
Cash & Balances due from depository institutions 60,977,000 61,922,642
Noninterest-Bearing Cash and Due From Banks 10,927 17,142
Interest-Bearing Bank Balances 50,050 44,781
Federal Funds Sold and Resales 1,300 3,355
Trading Account Assets — 1,210
Premises and fixed assets (including capitalized leases) 5,586 7,233
Other Real Estate Owned 1,208 638
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 4
Acceptances and Other Assets 44,780 45,044
Liabilities Wilber National Bank All Insured Commercial Banks in New York
Total Liabilities 894,996,000 819,830,284
Deposits 821,651,000 704,249,422
Demand Deposits 7,162 68,336
All NOW & ATS Accounts 4,547 22,574
Money Market Deposit Accounts 169,482 272,722
Other Nontransaction Savings 283,496 83,726
Time Deposits At Or Below Insurance Limit 254,476 141,817
Fully Insured Brokered Deposits 8,104 17,922
Less: Fully Insured Brokered Deposits (8,104) (17,922)
Time Deposits Above Insurance Limit 23,332 41,591
Total Deposits in Foreign Offices — 11,000
Federal Home Loan Bank Borrowings Maturing Under One Year 10,450 1,878
Federal Funds Purchased & Resales 19,195 30,172
Federal Home Loan Bank Borrowing Maturing Over One Year 43,988 15,021
Other Borrowings Maturing Under One Year — 853
Other Borrowing Maturing Over One Year 200 1,128
Acceptances & Other Liabilities 5,323 13,432
Capital 73,345,000 115,580,862
Subordinated Notes and Debentures — 17
Total Equity 73,345 115,564