Wilber National Bank
Oneonta, NY — Domestic Branch of a Domestic Bank
Acquired Apr 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Wilber National Bank | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 7,189 | 6,519 |
Income from Lease Financing Receivables | — | 19 |
124 | 6 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 64 | 3 |
Income on Loans and Leases (TE) | 7,253 | 6,610 |
Investment Interest Income (TE) | 2,293 | 1,470 |
Total Interest Income (TE) | 9,622 | 9,446 |
Total Interest Expense | 2,647 | 1,987 |
Net Interest Income (TE) | 6,975 | 7,075 |
Non-Interest Income | 1,737 | 2,392 |
Adjusted Operating Income (TE) | 8,712 | 10,292 |
Non-interest Expense | 6,811 | 7,030 |
Provision for Loan & Lease Losses | 680 | 463 |
Pretax Operating Income (TE) | 1,221 | 2,512 |
Pretax Net Operating Income (TE) | 1,223 | 2,631 |
Applicable Income Taxes | 259 | 714 |
Net Operating Income | 825 | 1,753 |
Net Income | 825 | 1,752 |
Cash Dividends Declared | 1,315 | 209 |
Retained Earnings | -490 | 1,042 |