Total Capital Ratio Over Time
Total Capital Ratio Wilber National Bank All Insured Commercial Banks in New York
03-31-2011 15.28 19.694
12-31-2010 14.48 19.886
09-30-2010 14.31 19.33
06-30-2010 13.73 19.364
03-31-2010 13.12 19.271
12-31-2009 12.71 19.503
09-30-2009 12.31 19.104
06-30-2009 11.45 20.227
03-31-2009 11.01 19.547
12-31-2008 11.39 20.748
09-30-2008 11.64 20.095
06-30-2008 11.57 21.948
03-31-2008 12.42 22.408
12-31-2007 12.84 20.872
09-30-2007 12.87 22.535
06-30-2007 13.06 22.292
03-31-2007 13.16 23.77
12-31-2006 13.2 21.616
09-30-2006 13.13 22.331
06-30-2006 12.99 22.324
03-31-2006 13.95 21.531
12-31-2005 13.83 21.597
09-30-2005 13.85 20.017
06-30-2005 13.44 20.258
03-31-2005 13.33 20.084
12-31-2004 13.84 20.937
09-30-2004 14 20.529
06-30-2004 14.01 19.37
03-31-2004 14 18.631
12-31-2003 13.88 18.615
09-30-2003 13.92 18.615
06-30-2003 14.05 18.937
03-31-2003 13.93 18.89
12-31-2002 14.2 19.507