Efficiency Ratio Over Time
Efficiency Ratio Wilber National Bank All Insured Commercial Banks in New York
03-31-2011 78.183 69.754
12-31-2010 73.215 69.848
09-30-2010 70.927 69.47
06-30-2010 70.995 71.396
03-31-2010 68.683 70.773
12-31-2009 69.884 76.908
09-30-2009 69.265 77.51
06-30-2009 71.095 81.925
03-31-2009 70.395 80.38
12-31-2008 67.24 85.057
09-30-2008 67.828 78.459
06-30-2008 68.026 83.721
03-31-2008 68.543 80.346
12-31-2007 59.334 77.578
09-30-2007 57.044 71.372
06-30-2007 56.544 70.25
03-31-2007 57.22 71.659
12-31-2006 59.741 72.454
09-30-2006 61.412 69.831
06-30-2006 61.201 70.423
03-31-2006 58.082 74.075
12-31-2005 56.762 68.173
09-30-2005 57.07 65.988
06-30-2005 57.127 66.561
03-31-2005 55.837 66.443
12-31-2004 55.061 66.688
09-30-2004 55.651 66.369
06-30-2004 55.715 67.073
03-31-2004 55.354 67.469
12-31-2003 53.776 66.544
09-30-2003 53.985 66.043
06-30-2003 52.607 65.608
03-31-2003 52.374 66.329
12-31-2002 52.154 68.29