Vitals
  • Total Assets
    1.2B 14.0 %
  • Total Deposits
    980.5M 12.3 %
  • Total Net Loans
    955.0M 13.7 %
  • Net Income
    8.4M -8.0 %
  • Book Value
    133.4M 9.6 %
  • Book Value x2
    266.7M 9.6 %
  • Book Value x3
    400.1M 9.6 %
ROAA

.712

ROAE

6.494

Efficiency Ratio

68.954

Net Interest Margin

3.412

Balance Sheet Highlights
Financial Highlights Westfield Bank, Fsb All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 1,238,215 265,966
Total Net Loans 955,044 190,627
Total Deposits 980,514 206,710
Total Equity 133,357 32,574
Profitability
Net Income 8,364 2,411
Return on Average Assets .712 .564
Return on Average Equity 6.494 4.535
Net Interest Margin 3.412 3.288
Efficiency Ratio 68.954 80.784
Noninterest Income/Revenue 11.63 22.248
Balance Sheet Ratios
Loan-to-Deposit 97.402 89.218
Securities/Assets .126 .114
Total Equity/Total Assets .108 .122
Tangible Equity/Tangible Assets .091 .119
Capital Adequacy
Tier 1 Common Capital 115,108 31,883
Tier 1 Capital 115,108 31,883
Tier 2 Capital 8,315 1,822
Total Capital 123,423 33,702
Total Risk Weighted Assets 1,028,900 167,152
Leverage Ratio 9.34 13.259
Common Equity Tier 1 Capital Ratio 11.19 24.788
Tier 1 Capital Ratio 11.19 24.788
Total Capital Ratio 12 25.792

Timeline for Westfield Bank, Fsb

Valley Savings Bank

Acquisition: Westfield Bank, Fsb acquired a new subsidiary, Valley Savings Bank, 9 years

View Profile Sep 13 2014

Western Reserve Bank

Acquisition: Westfield Bank, Fsb acquired a new subsidiary, Western Reserve Bank, 11 years

View Profile Dec 01 2012

Westfield Bancorp

Westfield Bancorp became a new parent organization for Westfield Bank, Fsb.

View Profile Jun 01 2004

Westfield Bank, Fsb

Westfield Bank, Fsb was established 23 years ago and is currently headquartered in Westfield Center, OH.

Feb 05 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Valley Savings Bank Seller 129,668 Acquisition Discontinued 9/13/2014
Western Reserve Bank Seller 184,362 Acquisition Discontinued 12/1/2012
Relationships Role Relationship Start Relationship End
Westfield Bancorp Parent 7/21/2011
Westfield Bancorp Parent 6/1/2004 7/20/2011
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