Westfield Bank, Fsb
Westfield Center, OH — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Westfield Bank, Fsb | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 39,849 | 8,135 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 39,849 | 8,138 |
Investment Interest Income (TE) | 3,437 | 715 |
Total Interest Income (TE) | 43,775 | 9,195 |
Total Interest Expense | 6,278 | 1,353 |
Net Interest Income (TE) | 37,497 | 7,724 |
Non-Interest Income | 5,761 | 2,631 |
Adjusted Operating Income (TE) | 43,258 | 12,066 |
Non-interest Expense | 29,828 | 8,142 |
Provision for Loan & Lease Losses | 1,417 | 82 |
Pretax Operating Income (TE) | 12,013 | 3,132 |
Pretax Net Operating Income (TE) | 12,022 | 3,181 |
Applicable Income Taxes | 3,086 | 581 |
Net Operating Income | 8,364 | 2,413 |
Net Income | 8,364 | 2,411 |
Cash Dividends Declared | — | 1,481 |
Retained Earnings | 8,364 | 881 |