Clifton Savings Bank
Clifton, NJ — Federal Savings Bank
Active
Vitals
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Total Assets1.4B 18.1 %
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Total Deposits851.5M 13.8 %
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Total Net Loans937.1M 33.8 %
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Net Income4.4M -45.5 %
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Book Value248.2M 1.0 %
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Book Value x2496.5M 1.0 %
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Book Value x3744.7M 1.0 %
Balance Sheet Highlights
| Financial Highlights | Clifton Savings Bank | All Insured Savings Banks in New Jersey |
| Balance Sheet $(000) | ||
| Total Assets | 1,366,456 | 1,030,673 |
| Total Net Loans | 937,053 | 693,502 |
| Total Deposits | 851,498 | 776,139 |
| Total Equity | 248,245 | 127,082 |
| Profitability | ||
| Net Income | 4,351 | 6,133 |
| Return on Average Assets | .341 | .346 |
| Return on Average Equity | 1.776 | 2.946 |
| Net Interest Margin | 2.306 | 2.689 |
| Efficiency Ratio | 70.999 | 79.014 |
| Noninterest Income/Revenue | 4.534 | 9.624 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 110.048 | 79.002 |
| Securities/Assets | .23 | .199 |
| Total Equity/Total Assets | .182 | .123 |
| Tangible Equity/Tangible Assets | .182 | .117 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 248,292 | 122,005 |
| Tier 1 Capital | 248,292 | 122,005 |
| Tier 2 Capital | 5,575 | 5,602 |
| Total Capital | 253,867 | 127,603 |
| Total Risk Weighted Assets | 755,379 | 666,944 |
| Leverage Ratio | 18.45 | 11.596 |
| Common Equity Tier 1 Capital Ratio | 32.87 | 21.406 |
| Tier 1 Capital Ratio | 32.87 | 21.406 |
| Total Capital Ratio | 33.61 | 22.306 |
Timeline for Clifton Savings Bank
Botany Inc.
Botany Inc. became a new subsidiary organization for Clifton Savings Bank.
View Profile Dec 14 2012
Clifton Bancorp Inc.
Clifton Bancorp Inc. became a new parent organization for Clifton Savings Bank.
View Profile Mar 03 2004
Clifton Savings Bank
Clifton Savings Bank was established 96 years ago and is currently headquartered in Clifton, NJ.
Jan 01 1928| Relationships | Role | Relationship Start | Relationship End |
| Clifton Bancorp Inc. | Parent | 7/21/2011 | |
| Clifton Bancorp Inc. | Parent | 3/3/2004 | 7/20/2011 |
| Botany Inc. | Subsidary | 12/14/2012 |
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