Clifton Savings Bank
Clifton, NJ — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Clifton Savings Bank | All Insured Savings Banks in New Jersey |
Interest and Fees on Loans | 29,904 | 25,610 |
Income from Lease Financing Receivables | — | 0 |
— | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 4 |
Income on Loans and Leases (TE) | 29,904 | 25,617 |
Investment Interest Income (TE) | 8,473 | 5,245 |
Total Interest Income (TE) | 38,907 | 31,333 |
Total Interest Expense | 11,484 | 6,803 |
Net Interest Income (TE) | 27,423 | 24,529 |
Non-Interest Income | 1,848 | 3,336 |
Adjusted Operating Income (TE) | 29,271 | 35,108 |
Non-interest Expense | 20,782 | 22,934 |
Provision for Loan & Lease Losses | 2,147 | 478 |
Pretax Operating Income (TE) | 6,342 | 8,807 |
Pretax Net Operating Income (TE) | 6,342 | 9,028 |
Applicable Income Taxes | 1,930 | 2,758 |
Net Operating Income | 4,351 | 6,133 |
Net Income | 4,351 | 6,133 |
Cash Dividends Declared | — | 205 |
Retained Earnings | 4,351 | 5,383 |