Vitals
  • Total Assets
    1.2B 22.2 %
  • Total Deposits
    948.3M 15.4 %
  • Total Net Loans
    572.5M -1.4 %
  • Net Income
    14.6M 6.5 %
  • Book Value
    160.7M 8.9 %
  • Book Value x2
    321.5M 8.9 %
  • Book Value x3
    482.2M 8.9 %
ROAA

1.187

ROAE

9.405

Efficiency Ratio

68.032

Net Interest Margin

3.745

Balance Sheet Highlights
Financial Highlights First Federal Bank Of Florida All Insured Savings Banks in Florida
Balance Sheet $(000)
Total Assets 1,207,383 3,025,401
Total Net Loans 572,483 2,623,152
Total Deposits 948,297 2,164,796
Total Equity 160,728 266,607
Profitability
Net Income 14,606 17,035
Return on Average Assets 1.187 .721
Return on Average Equity 9.405 3.273
Net Interest Margin 3.745 3.241
Efficiency Ratio 68.032 94.645
Noninterest Income/Revenue 41.953 16.59
Balance Sheet Ratios
Loan-to-Deposit 60.37 87.619
Securities/Assets .265 .036
Total Equity/Total Assets .133 .088
Tangible Equity/Tangible Assets .102 .076
Capital Adequacy
Tier 1 Common Capital 149,697 263,719
Tier 1 Capital 149,697 263,719
Tier 2 Capital 5,519 12,640
Total Capital 155,216 276,359
Total Risk Weighted Assets 817,659 1,952,254
Leverage Ratio 12.09 19.726
Common Equity Tier 1 Capital Ratio 18.31 55.428
Tier 1 Capital Ratio 18.31 55.428
Total Capital Ratio 18.98 56.21

Timeline for First Federal Bank Of Florida

Bank Of Jackson County

Acquisition: First Federal Bank Of Florida acquired a new subsidiary, Bank Of Jackson County, 10 years

View Profile Oct 31 2013

Chipola Community Bank

Acquisition: First Federal Bank Of Florida acquired a new subsidiary, Chipola Community Bank, 11 years

View Profile Apr 20 2013

The Bank Of Bonifay

Acquisition: First Federal Bank Of Florida acquired a new subsidiary, The Bank Of Bonifay, 13 years

View Profile May 08 2010

Flagship National Bank

Acquisition: First Federal Bank Of Florida acquired a new subsidiary, Flagship National Bank, 14 years

View Profile Oct 24 2009

First Federal Bancorp, Inc.

First Federal Bancorp, Inc. became a new parent organization for First Federal Bank Of Florida.

View Profile Dec 10 2007

Want to see more?

Complete timeline for First Federal Bank Of Florida is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Jackson County Seller 24,724 Failure 10/31/2013
Chipola Community Bank Seller 37,471 Failure 4/20/2013
The Bank Of Bonifay Seller 242,871 Failure 5/8/2010
Flagship National Bank Seller 177,563 Failure 10/24/2009
Relationships Role Relationship Start Relationship End
First Federal Bancorp, Inc. Parent 7/21/2011
First Federal Bancorp, Inc. Parent 12/10/2007 7/20/2011
Similar Organizations
Organization City State Total Assets
Westfield Bank, Fsb
 		Westfield Center OH 1.2B
Colonial Savings, F.A.
 		Fort Worth TX 1.2B
Provident Savings Bank, F.S.B.
 		Riverside CA 1.2B
Clifton Savings Bank
 		Clifton NJ 1.3B
Ocean City Home Bank
 		Ocean City NJ 1.1B
Cenlar Fsb
 		Trenton NJ 1.0B
Westfield Bank
 		Westfield MA 1.4B
Mascoma Savings Bank
 		Lebanon NH 1.5B
Guaranty Bank
 		Milwaukee WI 999.8M
Charterbank
 		West Point GA 1.4B