Vitals
  • Total Assets
    1.2B 2.4 %
  • Total Deposits
    952.7M 0.8 %
  • Total Net Loans
    1.0B 3.5 %
  • Net Income
    7.6M -14.6 %
  • Book Value
    115.1M -0.4 %
  • Book Value x2
    230.1M -0.4 %
  • Book Value x3
    345.2M -0.4 %
ROAA

.644

ROAE

6.573

Efficiency Ratio

83.883

Net Interest Margin

3.09

Balance Sheet Highlights
Financial Highlights Provident Savings Bank, F.S.B. All Insured Savings Banks in California
Balance Sheet $(000)
Total Assets 1,192,036 1,573,435
Total Net Loans 1,024,812 954,091
Total Deposits 952,728 1,313,925
Total Equity 115,064 153,490
Profitability
Net Income 7,649 21,465
Return on Average Assets .644 2.289
Return on Average Equity 6.573 9.324
Net Interest Margin 3.09 2.991
Efficiency Ratio 83.883 70.338
Noninterest Income/Revenue 45.603 36.49
Balance Sheet Ratios
Loan-to-Deposit 107.566 75.751
Securities/Assets .036 .269
Total Equity/Total Assets .097 .098
Tangible Equity/Tangible Assets .096 .097
Capital Adequacy
Tier 1 Common Capital 114,750 154,715
Tier 1 Capital 114,750 155,050
Tier 2 Capital 8,564 6,357
Total Capital 123,314 161,408
Total Risk Weighted Assets 743,809 812,241
Leverage Ratio 9.5 15.296
Common Equity Tier 1 Capital Ratio 15.43 32.376
Tier 1 Capital Ratio 15.43 32.988
Total Capital Ratio 16.58 33.802

Timeline for Provident Savings Bank, F.S.B.

Provident Financial Corp.

Provident Financial Corp. became a new subsidiary organization for Provident Savings Bank, F.S.B..

View Profile Jul 21 2011

Provident Financial Holdings, Inc.

Provident Financial Holdings, Inc. became a new parent organization for Provident Savings Bank, F.S.B..

View Profile Jun 27 1996

Colorado River Federal Savings And Loan Association

Acquisition: Provident Savings Bank, F.S.B. acquired a new subsidiary, Colorado River Federal Savings And Loan Association, 41 years

View Profile Aug 01 1982

Provident Savings Bank, F.S.B.

Provident Savings Bank, F.S.B. was established 67 years ago and is currently headquartered in Riverside, CA.

Jul 02 1956
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Colorado River Federal Savings And Loan Association Seller Discontinued 8/1/1982
Relationships Role Relationship Start Relationship End
Provident Financial Holdings, Inc. Parent 7/21/2011
Provident Financial Holdings, Inc. Parent 6/27/1996 7/20/2011
Provident Financial Corp. Subsidary 7/21/2011
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