Vitals
  • Total Assets
    1.5B 8.2 %
  • Total Deposits
    1.2B 1.8 %
  • Total Net Loans
    1.3B 10.0 %
  • Net Income
    8.0M -4.5 %
  • Book Value
    142.7M 3.6 %
  • Book Value x2
    285.4M 3.6 %
  • Book Value x3
    428.1M 3.6 %
ROAA

.549

ROAE

5.639

Efficiency Ratio

77.639

Net Interest Margin

3.577

Balance Sheet Highlights
Financial Highlights Mascoma Savings Bank All Insured Savings Banks in New Hampshire
Balance Sheet $(000)
Total Assets 1,549,407 701,381
Total Net Loans 1,254,450 531,967
Total Deposits 1,233,067 547,745
Total Equity 142,686 74,750
Profitability
Net Income 7,985 3,783
Return on Average Assets .549 .502
Return on Average Equity 5.639 4.543
Net Interest Margin 3.577 3.289
Efficiency Ratio 77.639 80.463
Noninterest Income/Revenue 15.17 17.652
Balance Sheet Ratios
Loan-to-Deposit 101.734 95.751
Securities/Assets .107 .146
Total Equity/Total Assets .092 .107
Tangible Equity/Tangible Assets .085 .095
Capital Adequacy
Tier 1 Common Capital 139,584 70,129
Tier 1 Capital 139,584 70,129
Tier 2 Capital 13,522 4,760
Total Capital 153,106 74,889
Total Risk Weighted Assets 1,155,630 478,071
Leverage Ratio 9.3 11.222
Common Equity Tier 1 Capital Ratio 12.08 17.017
Tier 1 Capital Ratio 12.08 17.017
Total Capital Ratio 13.25 18.052

Timeline for Mascoma Savings Bank

Mascoma Community Develop0ment Llc

Mascoma Community Develop0ment Llc became a new subsidiary organization for Mascoma Savings Bank.

View Profile Jan 01 2016

429 Woodstock Road Associates Llc

429 Woodstock Road Associates Llc became a new subsidiary organization for Mascoma Savings Bank.

View Profile Dec 28 2015

Mascoma Wealth Management Llc

Mascoma Wealth Management Llc became a new subsidiary organization for Mascoma Savings Bank.

View Profile Mar 01 2015

Connecticut River Bank, National Association

Acquisition: Mascoma Savings Bank acquired a new subsidiary, Connecticut River Bank, National Association, 9 years

View Profile Aug 16 2014

New Hampshire Trust Company, The

New Hampshire Trust Company, The became a new subsidiary organization for Mascoma Savings Bank.

View Profile Aug 16 2014

Want to see more?

Complete timeline for Mascoma Savings Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Connecticut River Bank, National Association Seller 279,748 Acquisition Discontinued 8/16/2014
Relationships Role Relationship Start Relationship End
Mascoma Mutual Financial Services Corporation Parent 7/21/2011
Mascoma Mutual Financial Services Corporation Parent 1/4/1996 7/20/2011
Centurion Corporation Subsidary 7/2/2014
Mascoma Wealth Management Llc Subsidary 3/1/2015
429 Woodstock Road Associates Llc Subsidary 12/28/2015
Mascoma Community Develop0ment Llc Subsidary 1/1/2016
New Hampshire Trust Company, The Subsidary 8/16/2014 12/31/2015
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