Vitals
  • Total Assets
    1.1B 2.8 %
  • Total Deposits
    869.3M 3.6 %
  • Total Net Loans
    792.9M 0.9 %
  • Net Income
    5.2M -3.7 %
  • Book Value
    105.9M 3.8 %
  • Book Value x2
    211.8M 3.8 %
  • Book Value x3
    317.7M 3.8 %
ROAA

.657

ROAE

6.686

Efficiency Ratio

66.861

Net Interest Margin

2.943

Balance Sheet Highlights
Financial Highlights Ocean City Home Bank All Insured Savings Banks in New Jersey
Balance Sheet $(000)
Total Assets 1,094,332 1,014,044
Total Net Loans 792,945 671,784
Total Deposits 869,286 764,330
Total Equity 105,884 124,348
Profitability
Net Income 5,232 4,653
Return on Average Assets .657 .369
Return on Average Equity 6.686 3.155
Net Interest Margin 2.943 2.727
Efficiency Ratio 66.861 79.919
Noninterest Income/Revenue 10.325 9.758
Balance Sheet Ratios
Loan-to-Deposit 91.218 79.776
Securities/Assets .091 .205
Total Equity/Total Assets .097 .123
Tangible Equity/Tangible Assets .092 .117
Capital Adequacy
Tier 1 Common Capital 101,475 120,428
Tier 1 Capital 101,475 120,428
Tier 2 Capital 3,307 5,550
Total Capital 104,782 125,966
Total Risk Weighted Assets 544,765 644,768
Leverage Ratio 9.47 11.659
Common Equity Tier 1 Capital Ratio 18.63 22.019
Tier 1 Capital Ratio 18.63 22.019
Total Capital Ratio 19.23 22.926

Timeline for Ocean City Home Bank

Oceanfirst Bank

Ocean City Home Bank was acquired by Oceanfirst Bank 7 years

View Profile Dec 01 2016

Ochb Investment Co

Ochb Investment Co became a new subsidiary organization for Ocean City Home Bank.

View Profile Apr 23 2013

Select Bank

Acquisition: Ocean City Home Bank acquired a new subsidiary, Select Bank, 12 years

View Profile Aug 01 2011

Seashore Financial Services, Llc

Seashore Financial Services, Llc became a new subsidiary organization for Ocean City Home Bank.

View Profile Jul 21 2011

Ocean Shore Holding Company

Ocean Shore Holding Company became a new parent organization for Ocean City Home Bank.

View Profile Apr 22 1998

Want to see more?

Complete timeline for Ocean City Home Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Oceanfirst Bank Buyer 4,156,113 Acquisition Discontinued 12/1/2016
Select Bank Seller 131,025 Discontinued 8/1/2011
Relationships Role Relationship Start Relationship End
Ocean Shore Holding Company Parent 7/21/2011 11/30/2016
Ocean Shore Holding Company Parent 4/22/1998 7/20/2011
Oc Financial Mhc Parent 3/24/1998 5/6/2009
Seashore Financial Services, Llc Subsidary 7/21/2011 11/30/2016
Ochb Investment Co Subsidary 4/23/2013 11/30/2016
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