Vitals
  • Total Assets
    933.7M 8.4 %
  • Total Deposits
    827.2M 8.5 %
  • Total Net Loans
    674.2M -1.0 %
  • Net Income
    20.8M 26.8 %
  • Book Value
    96.2M 4.8 %
  • Book Value x2
    192.4M 4.8 %
  • Book Value x3
    288.6M 4.8 %
ROAA

2.281

ROAE

21.758

Efficiency Ratio

51.491

Net Interest Margin

2.38

Balance Sheet Highlights
Financial Highlights Guardian Savings Bank, A Federal Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 933,712 265,966
Total Net Loans 674,218 190,627
Total Deposits 827,242 206,710
Total Equity 96,205 32,574
Profitability
Net Income 20,772 2,411
Return on Average Assets 2.281 .564
Return on Average Equity 21.758 4.535
Net Interest Margin 2.38 3.288
Efficiency Ratio 51.491 80.784
Noninterest Income/Revenue 46.98 22.248
Balance Sheet Ratios
Loan-to-Deposit 81.502 89.218
Securities/Assets .008 .114
Total Equity/Total Assets .103 .122
Tangible Equity/Tangible Assets .077 .119
Capital Adequacy
Tier 1 Common Capital 87,479 31,883
Tier 1 Capital 87,479 31,883
Tier 2 Capital 5,912 1,822
Total Capital 93,391 33,702
Total Risk Weighted Assets 460,961 167,152
Leverage Ratio 9.39 13.259
Common Equity Tier 1 Capital Ratio 18.98 24.788
Tier 1 Capital Ratio 18.98 24.788
Total Capital Ratio 20.26 25.792

Timeline for Guardian Savings Bank, A Federal Savings Bank

Guardian Bancorp, Inc

Guardian Bancorp, Inc became a new parent organization for Guardian Savings Bank, A Federal Savings Bank.

View Profile Apr 04 1996

Antonio Savings And Loan Company

Acquisition: Guardian Savings Bank, A Federal Savings Bank acquired a new subsidiary, Antonio Savings And Loan Company, 40 years

View Profile Oct 01 1983

Guardian Savings Bank, A Federal Savings Bank

Guardian Savings Bank, A Federal Savings Bank was established 129 years ago and is currently headquartered in West Chester, OH.

Jan 01 1895
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Antonio Savings And Loan Company Seller Discontinued 10/1/1983
Relationships Role Relationship Start Relationship End
Guardian Bancorp, Inc Parent 7/21/2011
Guardian Bancorp, Inc Parent 4/4/1996 7/20/2011
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