Vitals
  • Total Assets
    298.6M 25.8 %
  • Total Deposits
    229.3M 21.3 %
  • Total Net Loans
    196.2M 23.5 %
  • Net Income
    3.1M 38.3 %
  • Book Value
    36.6M 6.8 %
  • Book Value x2
    73.3M 6.8 %
  • Book Value x3
    109.9M 6.8 %
ROAA

1.459

ROAE

11.967

Efficiency Ratio

47.236

Net Interest Margin

3.935

Balance Sheet Highlights
Financial Highlights Washington State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 298,643 189,925
Total Net Loans 196,193 128,162
Total Deposits 229,318 155,733
Total Equity 36,629 22,153
Profitability
Net Income 3,148 1,719
Return on Average Assets 1.459 1.182
Return on Average Equity 11.967 10.125
Net Interest Margin 3.935 3.602
Efficiency Ratio 47.236 59.491
Noninterest Income/Revenue 10.734 13.325
Balance Sheet Ratios
Loan-to-Deposit 85.555 78.121
Securities/Assets .266 .199
Total Equity/Total Assets .123 .117
Tangible Equity/Tangible Assets .122 .113
Capital Adequacy
Tier 1 Common Capital 36,437 20,428
Tier 1 Capital 36,437 20,449
Tier 2 Capital 2,342 1,548
Total Capital 38,779 22,011
Total Risk Weighted Assets 198,328 144,061
Leverage Ratio 12.42 11.062
Common Equity Tier 1 Capital Ratio 18.37 15.828
Tier 1 Capital Ratio 18.37 15.847
Total Capital Ratio 19.55 16.9

Timeline for Washington State Bank

Columbus Junction State Bank

Acquisition: Washington State Bank acquired a new subsidiary, Columbus Junction State Bank, 8 years

View Profile Nov 01 2015

W.S.B., Inc.

W.S.B., Inc. became a new parent organization for Washington State Bank.

View Profile Jul 30 1982

Washington State Bank

Washington State Bank was established 92 years ago and is currently headquartered in Washington, IA.

Apr 18 1932
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Columbus Junction State Bank Seller 46,995 Acquisition Discontinued 11/1/2015
Relationships Role Relationship Start Relationship End
W.S.B., Inc. Parent 8/19/1988
W.S.B., Inc. Parent 12/31/1984 8/18/1988
W.S.B., Inc. Parent 7/30/1982 12/30/1984
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