Vitals
  • Total Assets
    152.8M 38.3 %
  • Total Deposits
    117.7M 18.4 %
  • Total Net Loans
    74.9M 11.4 %
  • Net Income
    543000.0000 -51.0 %
  • Book Value
    34.6M 233.0 %
  • Book Value x2
    69.3M 233.0 %
  • Book Value x3
    103.9M 233.0 %
ROAA

.709

ROAE

4.338

Efficiency Ratio

79.466

Net Interest Margin

6.584

Balance Sheet Highlights
Financial Highlights The Oaks Bank & Trust Company All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 152,768 139,662
Total Net Loans 74,901 80,016
Total Deposits 117,725 118,319
Total Equity 34,638 13,896
Profitability
Net Income 543 2,797
Return on Average Assets .709 1.364
Return on Average Equity 4.338 13.926
Net Interest Margin 6.584 4.458
Efficiency Ratio 79.466 66.756
Noninterest Income/Revenue 16.906 15.815
Balance Sheet Ratios
Loan-to-Deposit 63.624 64.049
Securities/Assets .02 .66
Total Equity/Total Assets .227 .099
Tangible Equity/Tangible Assets .068 -.068
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,395 13,314
Tier 2 Capital 761 940
Total Capital 11,156 14,250
Total Risk Weighted Assets 86,186 89,140
Leverage Ratio 13.33 10.213
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.06 17.138
Total Capital Ratio 12.94 18.193

Timeline for The Oaks Bank & Trust Company

Sterling Bank

The Oaks Bank & Trust Company was acquired by Sterling Bank 18 years

View Profile Nov 18 2005

Sterling Bancshares, Inc.

Sterling Bancshares, Inc. became a new parent organization for The Oaks Bank & Trust Company.

View Profile Oct 01 2005

Prestonwood Bancshares Nevada, Inc.

Prestonwood Bancshares Nevada, Inc. became a new parent organization for The Oaks Bank & Trust Company.

View Profile Nov 14 1994

The Energy Bank, National Association

Acquisition: The Oaks Bank & Trust Company acquired a new subsidiary, The Energy Bank, National Association, 38 years

View Profile May 17 1985

Prestonwood Bancshares, Inc.

Prestonwood Bancshares, Inc. became a new parent organization for The Oaks Bank & Trust Company.

View Profile May 17 1985

Want to see more?

Complete timeline for The Oaks Bank & Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sterling Bank Buyer 5,058,752 Pooling of Interests Discontinued 11/18/2005
The Energy Bank, National Association Seller 29,744 Failure 5/17/1985
Relationships Role Relationship Start Relationship End
Sterling Bancshares, Inc. Parent 10/1/2005 11/17/2005
Prestonwood Bancshares Nevada, Inc. Parent 11/14/1994 9/30/2005
Prestonwood Bancshares, Inc. Parent 5/17/1985 11/13/1994
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