The Oaks Bank & Trust Company
Dallas, TX — Domestic Branch of a Domestic Bank
Acquired Nov 2005
Net Interest Margin Over Time
| Net Interest Margin | The Oaks Bank & Trust Company | All Insured Commercial Banks in Texas |
| 09-30-2005 | 6.584 | 4.458 |
| 06-30-2005 | 6.008 | 4.405 |
| 03-31-2005 | 5.779 | 4.377 |
| 12-31-2004 | 5.777 | 4.362 |
| 09-30-2004 | 5.875 | 4.344 |
| 06-30-2004 | 6.022 | 4.301 |
| 03-31-2004 | 6.076 | 4.304 |
| 12-31-2003 | 5.67 | 4.327 |
| 09-30-2003 | 5.64 | 4.323 |
| 06-30-2003 | 5.653 | 4.347 |
| 03-31-2003 | 5.613 | 4.348 |
| 12-31-2002 | 5.972 | 4.573 |