Total Capital Ratio Over Time
Total Capital Ratio The Oaks Bank & Trust Company All Insured Commercial Banks in Texas
09-30-2005 12.94 18.193
06-30-2005 14.95 18.31
03-31-2005 14.36 18.447
12-31-2004 14.33 18.185
09-30-2004 14.96 18.415
06-30-2004 15.28 18.282
03-31-2004 15.39 18.409
12-31-2003 16.26 18.128
09-30-2003 17.6 18.224
06-30-2003 17.4 17.979
03-31-2003 18.14 18.009
12-31-2002 19.14 17.784