Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio The Oaks Bank & Trust Company All Insured Commercial Banks in Texas
09-30-2005 12.06 17.138
06-30-2005 13.97 17.245
03-31-2005 13.41 17.369
12-31-2004 13.41 17.12
09-30-2004 14.02 17.344
06-30-2004 14.31 17.209
03-31-2004 14.46 17.325
12-31-2003 15.36 17.049
09-30-2003 16.62 17.144
06-30-2003 16.36 16.9
03-31-2003 17.21 16.919
12-31-2002 18.1 16.71