Vitals
  • Total Assets
    285.4M 14.2 %
  • Total Deposits
    182.8M 35.8 %
  • Total Net Loans
    153.9M 12.2 %
  • Net Income
    2.9M 32.1 %
  • Book Value
    22.1M 5.0 %
  • Book Value x2
    44.2M 5.0 %
  • Book Value x3
    66.3M 5.0 %
ROAA

1.198

ROAE

13.281

Efficiency Ratio

51.242

Net Interest Margin

3.751

Balance Sheet Highlights
Financial Highlights Southland Bank B/B/A Ameris All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 285,431 182,912
Total Net Loans 153,925 118,515
Total Deposits 182,827 148,234
Total Equity 22,096 18,511
Profitability
Net Income 2,928 13,088
Return on Average Assets 1.198 1.274
Return on Average Equity 13.281 12.406
Net Interest Margin 3.751 4.306
Efficiency Ratio 51.242 59.887
Noninterest Income/Revenue 9.747 14.09
Balance Sheet Ratios
Loan-to-Deposit 84.192 73.958
Securities/Assets .089 1.415
Total Equity/Total Assets .077 .101
Tangible Equity/Tangible Assets .066 -1.536
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,006 18,112
Tier 2 Capital 2,209 1,481
Total Capital 21,215 19,547
Total Risk Weighted Assets 175,809 129,749
Leverage Ratio 7.31 10.806
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.81 16.369
Total Capital Ratio 12.07 17.459

Timeline for Southland Bank B/B/A Ameris

Ameris Bank

Southland Bank B/B/A Ameris was acquired by Ameris Bank 18 years

View Profile Feb 11 2006

Southland Real Estate Holdings, Inc.

Southland Real Estate Holdings, Inc. became a new subsidiary organization for Southland Bank B/B/A Ameris.

View Profile Jul 06 1999

Ameris Bancorp

Ameris Bancorp became a new parent organization for Southland Bank B/B/A Ameris.

View Profile Jun 21 1996

Southland Home Mortgage Corporation

Southland Home Mortgage Corporation became a new subsidiary organization for Southland Bank B/B/A Ameris.

View Profile Jun 21 1996

Southland Bank Of Alabama

Acquisition: Southland Bank B/B/A Ameris acquired a new subsidiary, Southland Bank Of Alabama, 33 years

View Profile Dec 31 1990

Want to see more?

Complete timeline for Southland Bank B/B/A Ameris is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Pooling of Interests Discontinued 2/11/2006
Southland Bank Of Alabama Seller 23,396 Discontinued 12/31/1990
Henry County Bank Seller 14,560 Discontinued 3/16/1983
Relationships Role Relationship Start Relationship End
Ameris Bancorp Parent 6/21/1996 2/10/2006
Southland Bancorporation Parent 12/31/1982 6/20/1996
Southland Bancorporation Parent 8/7/1981 12/30/1982
Southland Insurance Agency, Inc. Subsidary 12/31/1990 2/10/2006
Southland Real Estate Holdings, Inc. Subsidary 7/6/1999 2/10/2006
Southland Home Mortgage Corporation Subsidary 6/21/1996 2/1/2006
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