Vitals
  • Total Assets
    295.6M 16.8 %
  • Total Deposits
    263.4M 16.6 %
  • Total Net Loans
    236.2M 25.9 %
  • Net Income
    2.5M 139.3 %
  • Book Value
    28.2M 11.0 %
  • Book Value x2
    56.4M 11.0 %
  • Book Value x3
    84.7M 11.0 %
ROAA

.903

ROAE

9.183

Efficiency Ratio

72.838

Net Interest Margin

4.146

Balance Sheet Highlights
Financial Highlights Pinnacle Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 295,562 1,346,313
Total Net Loans 236,176 907,793
Total Deposits 263,354 1,084,972
Total Equity 28,223 169,778
Profitability
Net Income 2,462 12,577
Return on Average Assets .903 .955
Return on Average Equity 9.183 8.072
Net Interest Margin 4.146 3.784
Efficiency Ratio 72.838 64.937
Noninterest Income/Revenue 22.404 13.682
Balance Sheet Ratios
Loan-to-Deposit 89.68 83.983
Securities/Assets .012 .141
Total Equity/Total Assets .095 .126
Tangible Equity/Tangible Assets .089 .113
Capital Adequacy
Tier 1 Common Capital 26,631 147,337
Tier 1 Capital 26,631 147,552
Tier 2 Capital 3,204 11,893
Total Capital 29,835 160,236
Total Risk Weighted Assets 276,494 1,009,488
Leverage Ratio 9.03 11.256
Common Equity Tier 1 Capital Ratio 9.63 14.697
Tier 1 Capital Ratio 9.63 14.792
Total Capital Ratio 10.79 16.005

Timeline for Pinnacle Bank

Pinnacle Bank

Pinnacle Bank was established 17 years ago and is currently headquartered in Gilroy, CA.

Jul 17 2006
Relationships Role Relationship Start Relationship End
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