Vitals
  • Total Assets
    288.6M 5.3 %
  • Total Deposits
    250.6M 4.4 %
  • Total Net Loans
    161.0M 9.0 %
  • Net Income
    6.7M 16.7 %
  • Book Value
    36.8M 11.3 %
  • Book Value x2
    73.5M 11.3 %
  • Book Value x3
    110.3M 11.3 %
ROAA

2.355

ROAE

18.152

Efficiency Ratio

82.268

Net Interest Margin

3.227

Balance Sheet Highlights
Financial Highlights Town & Country Bank And Trust Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 288,624 275,102
Total Net Loans 161,035 177,820
Total Deposits 250,554 227,063
Total Equity 36,770 30,287
Profitability
Net Income 6,696 2,592
Return on Average Assets 2.355 .944
Return on Average Equity 18.152 8.074
Net Interest Margin 3.227 3.847
Efficiency Ratio 82.268 70.925
Noninterest Income/Revenue 28.506 17.219
Balance Sheet Ratios
Loan-to-Deposit 64.272 76.952
Securities/Assets .241 .219
Total Equity/Total Assets .127 .11
Tangible Equity/Tangible Assets .127 .107
Capital Adequacy
Tier 1 Common Capital 33,424 29,354
Tier 1 Capital 33,424 29,354
Tier 2 Capital 2,384 2,092
Total Capital 35,808 31,454
Total Risk Weighted Assets 190,265 190,479
Leverage Ratio 11.76 11.285
Common Equity Tier 1 Capital Ratio 17.57 17.115
Tier 1 Capital Ratio 17.57 17.115
Total Capital Ratio 18.82 18.174

Timeline for Town & Country Bank And Trust Company

First Farmers Bank Holding Company

First Farmers Bank Holding Company became a new parent organization for Town & Country Bank And Trust Company.

View Profile Oct 01 1984

Bank Of New Haven

Acquisition: Town & Country Bank And Trust Company acquired a new subsidiary, Bank Of New Haven, 41 years

View Profile Nov 01 1982

Pnc Bank, Kentucky, Inc.

Pnc Bank, Kentucky, Inc. became a new parent organization for Town & Country Bank And Trust Company.

View Profile Feb 22 1977

Town & Country Bank And Trust Company

Town & Country Bank And Trust Company was established 116 years ago and is currently headquartered in Bardstown, KY.

Sep 09 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of New Haven Seller 11,063 Discontinued 11/1/1982
Relationships Role Relationship Start Relationship End
First Farmers Bank Holding Company Parent 10/1/1984
Pnc Bank, Kentucky, Inc. Parent 12/31/1978 8/16/1979
Pnc Bank, Kentucky, Inc. Parent 2/22/1977 12/30/1978
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