The Exchange Bank Of Alabama
Altoona, AL — Non-member Bank
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Total Assets280.9M 7.2 %
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Total Deposits241.7M 6.6 %
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Total Net Loans161.0M -0.6 %
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Net Income1.7M 0.2 %
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Book Value34.6M 8.3 %
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Book Value x269.3M 8.3 %
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Book Value x3103.9M 8.3 %
Financial Highlights | The Exchange Bank Of Alabama | All Insured Commercial Banks in Alabama |
Balance Sheet $(000) | ||
Total Assets | 280,882 | 262,366 |
Total Net Loans | 160,988 | 153,206 |
Total Deposits | 241,655 | 221,747 |
Total Equity | 34,640 | 31,740 |
Profitability | ||
Net Income | 1,738 | 1,948 |
Return on Average Assets | .828 | .919 |
Return on Average Equity | 6.889 | 7.567 |
Net Interest Margin | 3.311 | 3.875 |
Efficiency Ratio | 66.485 | 69.018 |
Noninterest Income/Revenue | 14.251 | 15.504 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 66.619 | 65.063 |
Securities/Assets | .227 | .233 |
Total Equity/Total Assets | .123 | .121 |
Tangible Equity/Tangible Assets | .123 | .119 |
Capital Adequacy | ||
Tier 1 Common Capital | 34,116 | 30,064 |
Tier 1 Capital | 34,116 | 30,064 |
Tier 2 Capital | 2,211 | 1,856 |
Total Capital | 36,327 | 31,916 |
Total Risk Weighted Assets | 178,716 | 178,436 |
Leverage Ratio | 12.06 | 11.795 |
Common Equity Tier 1 Capital Ratio | 19.09 | 18.994 |
Tier 1 Capital Ratio | 19.09 | 18.999 |
Total Capital Ratio | 20.33 | 20.08 |
Timeline for The Exchange Bank Of Alabama
Gadsden Mortgage Services, Inc
Gadsden Mortgage Services, Inc became a new subsidiary organization for The Exchange Bank Of Alabama.
View Profile Jul 19 2011Xba Financial Services, Inc.
Xba Financial Services, Inc. became a new subsidiary organization for The Exchange Bank Of Alabama.
View Profile Jan 01 1998Attalla Office
Acquisition: The Exchange Bank Of Alabama acquired a new subsidiary, Attalla Office , 33 years
View Profile Jan 01 1991Gadsden Corporation, The
Gadsden Corporation, The became a new parent organization for The Exchange Bank Of Alabama.
View Profile Jan 01 1991Attalla Trust Company, The
Attalla Trust Company, The became a new parent organization for The Exchange Bank Of Alabama.
View Profile Dec 31 1970Want to see more?
Complete timeline for The Exchange Bank Of Alabama is available.
View Complete TimelineAcquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
Attalla Office | Seller | Discontinued | 1/1/1991 |
Relationships | Role | Relationship Start | Relationship End |
Gadsden Corporation, The | Parent | 1/1/1991 | |
Attalla Trust Company, The | Parent | 12/31/1982 | 12/31/1990 |
Attalla Trust Company, The | Parent | 12/31/1980 | 12/30/1982 |
Attalla Trust Company, The | Parent | 12/31/1970 | 12/30/1980 |
Xba Financial Services, Inc. | Subsidary | 6/30/2007 | |
Gadsden Mortgage Services, Inc | Subsidary | 7/19/2011 | |
Xba Financial Services, Inc. | Subsidary | 1/1/1998 | 6/29/2007 |
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