Vitals
  • Total Assets
    284.6M 4.8 %
  • Total Deposits
    235.5M 6.2 %
  • Total Net Loans
    215.5M 1.9 %
  • Net Income
    2.7M 6.7 %
  • Book Value
    33.2M 3.4 %
  • Book Value x2
    66.3M 3.4 %
  • Book Value x3
    99.5M 3.4 %
ROAA

.973

ROAE

8.205

Efficiency Ratio

64.306

Net Interest Margin

4.03

Balance Sheet Highlights
Financial Highlights Peoples Bank Of Kentucky, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 284,550 275,102
Total Net Loans 215,517 177,820
Total Deposits 235,467 227,063
Total Equity 33,151 30,287
Profitability
Net Income 2,705 2,592
Return on Average Assets .973 .944
Return on Average Equity 8.205 8.074
Net Interest Margin 4.03 3.847
Efficiency Ratio 64.306 70.925
Noninterest Income/Revenue 14.344 17.219
Balance Sheet Ratios
Loan-to-Deposit 91.528 76.952
Securities/Assets .118 .219
Total Equity/Total Assets .117 .11
Tangible Equity/Tangible Assets .11 .107
Capital Adequacy
Tier 1 Common Capital 31,699 29,354
Tier 1 Capital 31,699 29,354
Tier 2 Capital 2,831 2,092
Total Capital 34,530 31,454
Total Risk Weighted Assets 225,533 190,479
Leverage Ratio 11.12 11.285
Common Equity Tier 1 Capital Ratio 14.06 17.115
Tier 1 Capital Ratio 14.06 17.115
Total Capital Ratio 15.31 18.174

Timeline for Peoples Bank Of Kentucky, Inc.

The Salt Lick Deposit Bank

Acquisition: Peoples Bank Of Kentucky, Inc. acquired a new subsidiary, The Salt Lick Deposit Bank, 11 years

View Profile Jan 01 2013

Peoples Of Fleming County Bancorp, Inc.

Peoples Of Fleming County Bancorp, Inc. became a new parent organization for Peoples Bank Of Kentucky, Inc..

View Profile Nov 01 1995

National Processing Company

National Processing Company became a new parent organization for Peoples Bank Of Kentucky, Inc..

View Profile Sep 05 1974

Peoples Bank Of Kentucky, Inc.

Peoples Bank Of Kentucky, Inc. was established 118 years ago and is currently headquartered in Flemingsburg, KY.

Apr 06 1906
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Salt Lick Deposit Bank Seller 72,294 Acquisition Discontinued 1/1/2013
Relationships Role Relationship Start Relationship End
Peoples Of Fleming County Bancorp, Inc. Parent 11/1/1995
National Processing Company Parent 9/5/1974 7/29/1988
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