Vitals
  • Total Assets
    291.9M 3.6 %
  • Total Deposits
    248.5M 3.4 %
  • Total Net Loans
    169.5M 6.8 %
  • Net Income
    2.9M -1.1 %
  • Book Value
    42.0M 4.0 %
  • Book Value x2
    84.0M 4.0 %
  • Book Value x3
    126.0M 4.0 %
ROAA

1.012

ROAE

6.894

Efficiency Ratio

63.159

Net Interest Margin

4.117

Balance Sheet Highlights
Financial Highlights The Fountain Trust Company All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 291,922 606,548
Total Net Loans 169,537 409,621
Total Deposits 248,505 497,111
Total Equity 42,015 63,292
Profitability
Net Income 2,888 6,062
Return on Average Assets 1.012 .965
Return on Average Equity 6.894 9.027
Net Interest Margin 4.117 3.682
Efficiency Ratio 63.159 66.445
Noninterest Income/Revenue 16.724 20.436
Balance Sheet Ratios
Loan-to-Deposit 68.223 79.497
Securities/Assets .286 .184
Total Equity/Total Assets .144 .104
Tangible Equity/Tangible Assets .141 .098
Capital Adequacy
Tier 1 Common Capital 41,558 60,326
Tier 1 Capital 41,558 60,328
Tier 2 Capital 2,216 4,282
Total Capital 43,774 64,608
Total Risk Weighted Assets 175,748 442,958
Leverage Ratio 14.36 10.395
Common Equity Tier 1 Capital Ratio 23.65 15.27
Tier 1 Capital Ratio 23.65 15.27
Total Capital Ratio 24.91 16.399

Timeline for The Fountain Trust Company

Heritage Bank & Trust Company

Acquisition: The Fountain Trust Company acquired a new subsidiary, Heritage Bank & Trust Company, 21 years

View Profile Apr 05 2003

Piper Holdings, Inc.

Piper Holdings, Inc. became a new parent organization for The Fountain Trust Company.

View Profile Sep 21 2001

Automated Payments, Inc.

Automated Payments, Inc. became a new subsidiary organization for The Fountain Trust Company.

View Profile Sep 21 2001

The Fountain Trust Company

The Fountain Trust Company was established 121 years ago and is currently headquartered in Covington, IN.

Jan 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Heritage Bank & Trust Company Seller 13,875 Pooling of Interests Discontinued 4/5/2003
Relationships Role Relationship Start Relationship End
Piper Holdings, Inc. Parent 9/21/2001
Automated Payments, Inc. Subsidary 6/30/2007
Automated Payments, Inc. Subsidary 9/21/2001 6/29/2007
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