Efficiency Ratio Over Time
Efficiency Ratio Southland Bank B/B/A Ameris All Insured Commercial Banks in Alabama
12-31-2005 51.242 59.887
09-30-2005 51.447 59.15
06-30-2005 50.916 59.137
03-31-2005 49.841 59.254
12-31-2004 52.898 60.786
09-30-2004 53.886 59.87
06-30-2004 54.79 60.106
03-31-2004 54.176 61.244
12-31-2003 54.064 61.448
09-30-2003 58.439 60.518
06-30-2003 57.458 60.565
03-31-2003 60.071 61.756
12-31-2002 61.573 59.281